Well this is annoying. My new insurance is Aetna, and I found a list of approved gender reassignment surgeons. Every single one is for FtM top surgery. Every single entry. That means I have to go out of network no matter what I do. I hate insurance.
I was searching for mental health providers, as my current therapist and psychologist don't take Aetna, and saw that they had a category for Gender under Mental health providers, then I saw the link for surgeons.